Your Workday, Simplified.
Everything you need to work smarter, faster, and more securely — in one free workspace. Convert text, clean documents, draft invoices with PDF download, compress images, convert SVGs, create passwords, generate QR codes, calculate salary & taxes, parse spreadsheets, and preview markdown.
Your Data Stays Yours.
Local Execution OnlyAll document processing, password generation, invoice calculations, image compression, SVG rendering, salary estimation, spreadsheet conversion, and QR creation happen locally inside your browser. Your confidential business information and files are not uploaded to our servers.
Frequently Used Tools
Quick-access essentials for rapid office operations
Favorite Tools
Your starred bookmarks for instant access
Recently Used
Tools you worked on in this session or recently
All Office Utilities
Browse every built-in utility in your Officely workspace
Starred Favorites
Tools you have bookmarked for rapid everyday access
Recently Used Tools
Activity history saved locally in your browser
Text Case Converter
Instantly transform letter cases with real-time text analysis and unicode safety
Extra Space Cleaner
Clean formatting flaws, duplicate spaces, erratic tabs, and messy blank lines from copied text
Professional Invoice & Bill Generator
Draft enterprise-grade commercial invoices with Indian GST (CGST/SGST/IGST) or international sales taxes, instant live preview, and high-res PDF export
Invoice Creation Form
Fill in your business details, customer info, and invoice line items
1. Business / Seller Details
Your company or organization information2. Customer / Client Details
Bill To recipient & invoicing address3. Invoice Settings & Currency
Dates, document type & tax treatment4. Line Items & Services
Specify items, quantities, unit prices, tax rates, and line discounts5. Additional Charges & Payments
Flat discounts, shipping fees & advance payments6. Banking & Terms
Wire details, terms of payment & signatoryLive Invoice Preview
Real-time commercial document preview formatted for standard A4 printing and export
Acme Global Solutions LLC
| # | Description | Quantity | Rate | Tax % | Amount |
|---|
Advanced Password Generator
Cryptographically secure, unbiased random password generator powered by crypto.getRandomValues()
Instant QR Code Generator
Generate high-resolution QR codes locally in your browser for URLs, Plain Text, Wi-Fi credentials, and contacts
QR Code Live Preview
Scan this QR code using your phone camera
Bulk Image Compressor
Compress and resize multiple JPG, PNG, and WebP images locally using the Canvas API with batch ZIP export
SVG to PNG Converter
Convert vector SVG graphics into clean, high-resolution raster PNG images with custom dimensions and safe client-side parsing
Salary & Tax Breakdown Calculator
Accurate Indian income tax and monthly take-home salary calculator with full support for Tax Year 2026-27 (Income-tax Act, 2025) and historical FY 2025-26
Tax Year 2026-27 under the Income-tax Act, 2025 governs income earned between April 1, 2026 and March 31, 2027 (assessed in Assessment Year 2027-28). It is strictly distinct from Assessment Year (AY) 2026-27, which assesses historical income earned during Financial Year 2025-26. Under Tax Year 2026-27, the New Tax Regime is the default regime with a ₹75,000 standard deduction and full Section 87A rebate up to ₹12,00,000 taxable income with statutory marginal relief.
1. Salary CTC & Earnings
2. Tax Regime & Exemptions
Default RegimeFinancial Breakdown & Chart
Regime: New Tax Regime (Section 115BAC / Income-tax Act, 2025)| Salary Component | Annual (₹) | Monthly (₹) |
|---|---|---|
| Gross Total Earnings (CTC - Employer PF) | ₹14,28,000 | ₹1,19,000 |
| Less: Standard Deduction | -₹75,000 | -₹6,250 |
| Less: Chapter VI-A & NPS Deductions | -₹0 | -₹0 |
| Net Taxable Income | ₹13,53,000 | ₹1,12,750 |
| Normal Slab Income Tax (before rebate) | ₹82,950 | ₹6,913 |
| Less: Section 87A / Section 156 Tax Rebate | -₹0 | -₹0 |
| Marginal Relief (Sec 87A / Surcharge) | -₹0 | -₹0 |
| Add: Surcharge | ₹0 | ₹0 |
| Add: Health & Education Cess (4%) | ₹3,318 | ₹277 |
| Total Estimated Income Tax Payable | -₹86,268 | -₹7,189 |
| Employee PF Contribution | -₹72,000 | -₹6,000 |
| Professional Tax (PT) & Misc | -₹2,400 | -₹200 |
| Net Take-Home (In-Hand) | ₹12,67,332 | ₹1,05,611 |
Tax Calculation Methodology, Assumptions & Statutory Rules
Verified against the Income-tax Act, 2025 and official Central Board of Direct Taxes (CBDT) documentation
1. Statutory Tax Slabs Structure (Tax Year 2026-27 vs. Old Regime)
| New Tax Regime Slabs (Income-tax Act, 2025) | New Regime Tax Rate | Old Tax Regime Slabs | Old Regime Tax Rate |
|---|---|---|---|
| Up to ₹4,00,000 | 0% (Nil) | Up to ₹2,50,000 | 0% (Nil) |
| ₹4,00,001 to ₹8,00,000 | 5% | ₹2,50,001 to ₹5,00,000 | 5% |
| ₹8,00,001 to ₹12,00,000 | 10% | ₹5,00,001 to ₹10,00,000 | 20% |
| ₹12,00,001 to ₹16,00,000 | 15% | Above ₹10,00,000 | 30% |
| ₹16,00,001 to ₹20,00,000 | 20% | Old regime has fewer slabs with steeper 30% jump above 10L | |
| ₹20,00,001 to ₹24,00,000 | 25% | — | |
| Above ₹24,00,000 | 30% | — | |
2. Deduction & Exemption Eligibility Matrix
- Standard Deduction: ₹75,000 for salaried employees and pensioners.
- Section 80CCD(2): Employer's contribution to NPS (up to 14% of Basic + DA).
- Transport Allowance: For specially-abled employees.
- Disallowed: Section 80C (PPF/ELSS), 80D (Health Insurance), Section 24(b) (Home Loan interest on self-occupied house), and HRA Exemption.
- Standard Deduction: ₹50,000.
- Section 80C: Up to ₹1,50,000 (EPF, PPF, ELSS, Life Insurance, Tuition).
- Section 80D: ₹25,000 to ₹1,00,000 for medical insurance premiums.
- Section 10(13A) HRA: Exemption on actual rent paid.
- Section 24(b): Up to ₹2,00,000 on home loan interest.
3. Section 87A Tax Rebate & Marginal Relief Mechanics
Under the New Regime (Tax Year 2026-27), if net taxable income is ₹12,00,000 or less, a full tax rebate of up to ₹60,000 is granted under Section 87A. With the ₹75,000 standard deduction, employees earning up to ₹12,75,000 CTC pay zero income tax.
When taxable income marginally exceeds ₹12,00,000 (e.g. ₹12,05,000), normal slab tax is ₹60,750 (5% on 4L [₹20k] + 10% on 4L [₹40k] + 15% on ₹5k [₹750]). Marginal relief ensures the tax payable before cess does not exceed the incremental income over ₹12,00,000 (₹5,000), granting ₹55,750 in relief so tax before cess is ₹5,000. With 4% cess (₹200), final tax is ₹5,200:
Tax (before cess) = min(calculated_tax, Taxable_Income - 12,00,000)
4. Surcharge Rates & Health & Education Cess
Health & Education Cess: A mandatory 4% cess is added on the sum of Income Tax plus Surcharge (after deducting applicable 87A rebate and marginal relief).
Excel / CSV to JSON Converter
Parse spreadsheets, XLSX workbooks, and complex CSV files with multiline quotes and BOM stripping into clean JSON
Markdown to HTML Previewer
Live dual-pane Markdown editor with real-time DOMPurify sanitization, responsive document typography, and HTML export
About Officely.io
Your Entire Office Toolkit. One Workspace. Built specifically for students, freelancers, accountants, business owners, and everyday professionals.
Why Officely.io Exists
Most web productivity tools force you through subscription paywalls, clunky login forms, and intrusive trackers, often uploading your confidential invoices or text to unknown remote servers. Officely offers an uncompromising, instant, and private alternative.
100% Client-Side Architecture
Officely is engineered with modern Web APIs, ES6+ JavaScript, and zero server-side dependencies. From crypto password generation to html2canvas invoice rasterization, every byte is processed within your device's memory.
Included Workday Utilities
crypto.getRandomValues() with customizable length (8-64) and guaranteed category inclusion.
Privacy & Security Manifesto
Privacy is not a feature or an afterthought at Officely.io — it is the absolute foundation of our architecture.
The Zero-Knowledge Guarantee
When you create an invoice with sensitive corporate financial data, generate a password for your master database, or clean text containing proprietary business contracts, that information never leaves your device's browser sandbox.
Cryptographic Standards
For password generation, Officely strictly utilizes the W3C Web Cryptography API (window.crypto.getRandomValues) with rejection sampling to eliminate modulo bias. We strictly prohibit pseudo-random methods such as Math.random() for security tasks.